Research Feed
Blue Owl Q4: Sector's Cheapest Stock on Record Fundamentals
Blue Owl reported Q4 2025 earnings into a sector-wide dislocation. The stock closed Friday at $12.52 (+7.7%) after bleeding to RSI 10.5 earlier in the week — the most oversold reading in the entire alt asset manager space. Forward P/E of 11.18x is 40%+ cheaper than peers, despite operational metrics
Street ignoring 100% EPS beats while CEO buys $9M — but credit quality is deteriorating
Lesaka Technologies (LSAK, $4.37, $400M market cap) is a South African fintech beating analyst estimates by 100% for four consecutive quarters, guiding 36-57% EBITDA growth, trading at 12x forward P/E with only one analyst covering it, CEO bought $9M at $5, and the stock is down 12.8% over the past
PayPal CEO Fired After Branded Checkout Collapse - Governance Reset at Trough Valuation
PayPal fired CEO Alex Chriss on Feb 3, 2026 after the board concluded execution was inadequate. The stock cratered -20% on 9x volume to $41.70 (RSI 15.4, deeply oversold) after Q4 earnings missed and 2026 guidance came in flat-to-down vs street expecting +8% EPS growth. Branded checkout collapsed. O
BFH: Credit cycle inflection at P/E 6.3 with reserve release ahead
Bread Financial (BFH) Q4 2025 earnings call confirms operational inflection exiting credit cycle trough. Trading at forward P/E 6.3 despite four consecutive massive beats (Q4 +334% vs est) and clear improvement trajectory. Net loss rate 7.4% (down 60bp YoY), delinquency 5.8% (down 10bp YoY, 20bp seq
SBA Regulatory Shift Creates Structural Moat as Fintech Competitors Exit
NEWT (Newtek Bank) reported Q4 2025 earnings on January 29, revealing a structural competitive shift that the market appears to have missed. Stock sold off 5.7% on conservative guidance ($2.35 EPS for 2026, +7.8% YoY), but buried in the call was evidence of a moat-widening regulatory change taking e
Regional Bank Quality at Credit Cleanup Discount – Q4 2025 Earnings
Enterprise Financial Services (EFSCP) is a quality regional bank executing a credit cleanup that creates a tactical opportunity. Core franchise metrics (ROTCE 14%, NIM 4.26%, DDA >30% for 4 years) match the profile of strong regional peers like UMBF, FFBC, and BOH—but EFSCP trades at 4.91 P/E while
Enterprise Financial Services executes credit cleanup with 95 bps NPA spike, expects normalization to 35-40 bps by Q2 2026
Enterprise Financial Services (EFSCP) reported Q4 2025 earnings on January 27, 2026, revealing a quality regional bank franchise executing a credit cleanup that creates near-term uncertainty against otherwise strong fundamentals. The company reported non-performing assets spiking to 95 basis points,
Bread Financial Q4 2025 Earnings Call Confirms Credit Quality Inflection
Bread Financial Holdings disclosed material improvement in credit metrics on its Q4 2025 earnings call, signaling a potential exit from the credit tightening cycle that has weighed on the private label credit card lender. The company reported a net loss rate of 7.4%, down 60 basis points year-over-y